Compliance Guard

Our innovative regulatory compliance tool, Compliance Guard, features a suite of automated tools to help lenders and servicers comply with federal and state servicing and collections requirements—and take proactive steps to support borrowers during significant life events.

Maximize Your Value

Compliance Guard is available as a standalone solution, and it also seamlessly integrates with Peach’s loan management and servicing products.

Demonstrate Compliance

With Peach Compliance Guard, you can readily demonstrate to regulators your commitment to a best-in-class compliance management system.

FDCPA
SCRA
TCPA
UDAP/UDAAP
US Bankruptcy Code

Proprietary Rules Engine

We automate the complex patchwork of federal, state and local regulatory requirements pertaining to outbound servicing and collections communications.

Full Customization

Highly dynamic and adaptable, Compliance Guard allows lenders and servicers to automate company-specific policies and best practices in customer service communications, across a range of credit products including unsecured personal loans, credit cards, point-of-sale loans, small-dollar loans, private student loans, auto loans, mortgages and more.

Compliance Guard Monitoring

Bankruptcy

Automate workflows to comply with U.S. Bankruptcy Code automatic stay provisions.

Natural Disasters

Stay abreast of natural disasters and provide lead time for risk and compliance teams to assess the impact on your portfolio. Proactively offer hardship solutions to impacted borrowers.

Service Members

Provide legally required protections to servicemembers under federal and state laws.

Automated Controls

Demonstrate automated controls, reporting and compliance monitoring for borrowers affected by active military service, death and more.

Compliance Guard Modules

Compliance Guard - Monitor

Automated checks on active borrowers for bankruptcy, deceased, SCRA (active duty military) and natural disasters (FEMA relief zones). When there’s a hit for an active borrower, we’ll notify you and create a case to review in your CRM.

Compliance Guard - Rules

Our proprietary, rules-based engine that checks outbound servicing and collections-related communications against federal and state laws for first-party servicing. If any communications would violate one of those laws, Compliance Guard will recommend blocking the communication attempt. We’ll provide you with default rules, but you can program custom rules if you choose.