Supported lending products on Peach
Start with a servicing fit review, so your team knows what Peach can support before implementation.
Peach services consumer and business lending across BNPL, cards, installment loans, credit lines, cash advances, and invoice financing.
We map product terms, balances, rules, events, controls, and integrations, so your team knows what fits before build work starts.
BNPL
Cards
Personal loans
Business loans
Cash advances
Peach services single-term advances. If a program converts to installments, we review terms before implementation.
Home improvement loans
Peach can model multiple advances or stage funding, so home improvement draw timing stays clear.
Retail installment contracts
Merchant ID and MDR accounting stay tied to retail installment contracts, so teams can reconcile merchant economics.
Private student loans
Peach services private student loans with deferred interest or payments, not federal student loans.
Invoice financing
For invoice financing, Peach maps program terms to servicing workflows so your team sees where fit starts and stops.
Novel constructs
For products outside this list, Peach checks Adaptive Core against balances, payment rules, events, and workflows first.
What keeps supported products running
New loan types without a new core
Adaptive Core models new loan types with different balances or payment rules, without a code deploy.
Program rules stay inside servicing
Compliance Guard checks outbound messages against configured program rules before agents send them.
Backdated fixes keep a ledger trail
After a late payment fix or rate correction, Loan Replay™ recalculates forward and preserves original entries.
Security proof for your review
Peach holds SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1, and HIPAA compliance.
Let's look at the product you're building
We'll review product type, payment rules, events, controls, and integrations, then give your team a clear servicing fit read.
