Compliance monitoring system

Compliance Guard™

Our proprietary regulatory compliance tool, Compliance Guard™, helps you stay compliant with federal and state servicing and collections requirements—and take proactive steps to support borrowers during significant life events.

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Compliance Guard monitor

Compliance Guard monitor automatically checks the status of active borrowers as it relates to applicable federal and state regulations.

Bankruptcy

Automate workflows to comply with U.S. Bankruptcy Code automatic stay provisions.

Natural disasters

Stay abreast of natural disasters and provide lead time for risk and compliance teams to assess the impact on your portfolio.

SCRA

Provide legally required protections to servicemembers under federal and state laws.

OFAC

Take appropriate action for borrowers whose accounts return an OFAC hit.

Reassigned numbers

Prevent inadvertent calls to consumers who have not consented to being contacted.

Deceased

Take appropriate account action for borrowers who pass away.


Compliance Guard rules engine

Our proprietary, rules-based engine checks outbound servicing and collections-related communications against applicable federal and state laws. If any communications are in violation, Compliance Guard™ will recommend blocking the communication attempt.

Configurable rules

Compliance Guard™ provides you with compliance-vetted rules out of the box. But it’s highly configurable and adaptable, enabling you to automate your company-specific policies and best practices across a range of credit products.

Unsecured personal loans
Credit cards
Point-of-sale loans
Small-dollar loans
Private student loans
Other asset classes

Featured whitepaper

5 reasons lenders need adaptive infrastructure

Peach's Adaptive Core™ gives lenders a new paradigm in loan management, enabling them to continually test and iterate, even at scale, and to continually launch new lending programs with speed and flexibility.

Whitepaper5 reasons lenders need adaptive infrastructure
Compliance

Demonstrate compliance

Compliance Guard™ enables you to readily demonstrate to regulators your commitment to a best-in-class compliance management system to address regulations such as FDCPA, SCRA, TCPA, UDAP/UDAAP, U.S. Bankruptcy Code and Regulation F.

FDCPA
SCRA
TCPA
UDAP/UDAAP
US Bankruptcy Code
Regulation F
Security

Built for security and compliance

Peach Finance is SOC 2 Type 2, SOC 1 Type 1, HIPAA and PCI DSS Level 1 compliant. We practice defense-in-depth security architecture and employ best-in-class practices and tools to maintain security on all levels.

SOC 1 type 1 compliant
SOC 2 type 2 compliant
PCI DSS Level 1 certification
HIPAA compliant