Servicing software for business loans
Our platform gives you a highly configurable way to offer a broad range of innovative business lending products, whether secured or unsecured.
- End to end
- API-based
- Quick to launch
- Highly configurable
$2B+ in active loans across 50+ lenders
Supported business loan constructs
Installment loans
ffer any configuration of installment loan, either secured or unsecured, to help businesses cover costs like staffing, technology and improvements.
Credit cards and charge cards
Help businesses improve cash flow through a credit card or charge card offering, with complete configurability in interest rates, credit limits, amortization, sub-lines and statement generation.
Invoice financing
Invoice financing is a form of asset-based lending that gives businesses an advance on their unpaid invoices. As with an MCA, an invoice financing loan can be converted into installments if the business is unable to pay on time. Peach also supports invoice factoring.
Harness the power of our Multi-Capture Installment Loan™ solution
Many merchants don’t process an entire transaction all at once—for example, when items ship separately or when a travel purchase includes multiple subvendors. A traditional installment loan can’t accommodate these frequent BNPL use cases, but our Multi-Capture Installment Loan can.
- Easily accommodate multiple items
- Give customers more flexibility in where to shop
- Decide how additional items modify repayment terms
Partnerships and integrations
We’ve partnered with many of the foremost technology, servicing and reporting companies to make it easier for you to launch and scale lending programs.
Visa
We partner with Visa to make it easy for issuers to launch new lending programs, whether for BNPL or another asset class.
Mastercard
We support lenders in developing buy now, pay later (BNPL) solutions leveraging the Mastercard Installments program.
Lithic
Lithic supports you with virtual, physical and digital wallet cards—whether prepaid, debit or credit cards.
Qolo
Qolo gives you flexible, scalable debit, prepaid, and credit card solutions through direct access to major payment networks.
Marqeta
Marqeta allows you to instantly issue and process card payments with their open API platform.
Twilio
Leverage Peach's omnichannel communications templates to optimize and streamline servicing.
What your lending program actually runs on
One engine for every product you'll ever build
Your first product might be straightforward. Your third won't be. Both run on the same engine, no rearchitecting.
Regulations change. Your compliance keeps up.
FDCPA, SCRA, TCPA, UDAP, Reg F. Compliance Guard tracks them and adjusts. Your team focuses on lending, not chasing regulatory updates.
Change the past and keep the full audit trail
Backdate a payment. Correct an interest rate. Loan Replay™ recalculates forward from that moment. The original ledger stays intact.
5 reasons lenders need adaptive infrastructure
Peach's Adaptive Core™ gives lenders a new paradigm in loan management, enabling them to continually test and iterate, even at scale, and to continually launch new lending programs with speed and flexibility.
Your auditors will love you too
The boring-but-important stuff is already handled. Five certifications, zero surprises at audit time.
Ready to get started?
Let's get in touch. We'd love to hear what best-in-class lending program you're going to launch.
