Business loans

Launch business loans with Peach

Our platform gives you a highly configurable way to offer a broad range of innovative business lending products, both secured and unsecured.

End to end
Quick to launch
Highly configurable
API-based
Brian Robertson

Business operating line (4502)

$21,500.00

$250,000.00

5.10%

8.6%

Usage

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Trusted by top lending innovators
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Supported business loan constructs

Installment loans

Offer any configuration of installment loan, either secured or unsecured, to help businesses cover costs like staffing, technology and improvements.

Credit cards and charge cards

Help businesses improve cash flow through a credit card or charge card offering, with complete configurability in interest rates, credit limits, amortization, sub-lines and statement generation.

Merchant cash advances

Give merchants access to a lump sum of capital in exchange for a percentage of the business’s sales. We can accommodate irregular and unstructured payments, and we support conversion of MCAs into installment loans if merchants need more time to pay.

Invoice financing

Invoice financing is a form of asset-based lending that gives businesses an advance on their unpaid invoices. As with an MCA, an invoice financing loan can be converted into installments if the business is unable to pay on time. Peach also supports invoice factoring.

Harness the power of Multi-Capture Installment Loans™

Many merchants don’t capture an entire transaction all at once—for example, when items ship separately or when a travel purchase includes multiple subvendors. A traditional installment loan can’t accommodate these frequent BNPL use cases, but our Multi-Capture Installment Loan can.

Easily accommodate multiple captures
Give customers more flexibility in where to shop
Decide how additional captures modify repayment terms

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Partnerships

Partnerships and integrations

We’ve partnered with many of the foremost technology, servicing and reporting companies to make it easier for you to launch and scale lending programs.

We partner with Visa to make it easy for issuers to launch new lending programs, whether for BNPL or another asset class.

Visa Fintech Partner Connect
Visa Ready for BNPL

Lithic supports you with virtual, physical and digital wallet cards—whether prepaid, debit or credit cards.

Card issuance

Blend’s cloud-based platform provides loan origination and decisioning for your new lending program.

Loan origination

Marqeta allows you to instantly issue and process card payments with their open API platform.

Card issuance
Featured whitepaper

5 reasons lenders need adaptive infrastructure

Peach's Adaptive Core™ gives lenders a new paradigm in loan management, enabling them to continually test and iterate, even at scale, and to continually launch new lending programs with speed and flexibility.

Whitepaper5 reasons lenders need adaptive infrastructure
Security

Built for security and compliance

Peach Finance is SOC 2 Type 2, SOC 1 Type 1, HIPAA and PCI DSS Level 1 compliant. We practice defense-in-depth security architecture and employ best-in-class practices and tools to maintain security on all levels.

SOC 1 type 1 compliant
SOC 2 type 2 compliant
PCI DSS Level 1 certification
HIPAA compliant